Consumer Litigation

Our litigation attorneys have substantial experience in a wide range of consumer litigation—everything from a single-plaintiff account dispute to nationwide putative class actions. And since consumer litigation demands understanding of the ever-changing panoply of state and federal law and regulations, our attorneys speak and write frequently concerning the latest developments in the law.

Our experience includes:

• Handling a wide range of claims asserted under TILA, RESPA, FDCPA, FCRA, and state unfair and deceptive practices statutes.
• Class action litigation concerning credit insurance premiums.
• Class action litigation against credit card issuers.
• Litigation against the State of Georgia concerning the preemption of state laws that affected lending.
• Mortgage fraud and predatory lending litigation.
• Payday lending litigation.
• The successful enforcement of consumer arbitration clauses.

Class cases and other multi-party litigation present complex issues. In theses cases, we are often successful in obtaining the denial of class certification and other limitations and narrowing plaintiffs’ claims. The goal, as in all our litigation matters, is a resolution that quickly and economically resolves claims and furthers our client’s business goals.

Our lawyers have significant experience in alternative means of dispute resolution that can save clients time and money. We are experienced in formal ADR proceedings like arbitration and mediation, which are often required for resolving consumer disputes. We also have extensive experience successfully litigating the enforceability of arbitration provisions in consumer transactions.

Consumer law is in constant change, and our lawyers keep abreast of legal and political developments to help clients implement a sound strategy even before litigation arises, with the goal to minimize the likelihood of consumer-related claims and lawsuits.

We regularly write and speak on the latest developments in consumer law at national conferences such as the Practising Law Institute’s Annual Consumer Financial Services Institute. We also conduct regular in-house seminars with clients regarding consumer financial services. Our lawyers frequently publish scholarly papers and practical guides about this area of the law.